Legal
Privacy Policy
At FreshCredit, we believe your data belongs to you. This Privacy Policy explains how we collect, use, and protect your personal information when you use The FreshCredit App.
Information We Collect
FreshCredit® Inc collects information you provide directly, such as account registration details, identity verification data, and communication preferences. We also automatically collect usage data, including device information, IP addresses, and interaction patterns with our infrastructure.
How We Use Your Information
We use the information collected to operate and improve the FreshCredit Ecosystem™, provide BlockID™ identity verification, power BlockScore™ credit model infrastructure, and facilitate BlockIQ™ marketplace transactions. We do not sell your personal data to third parties.
Data Ownership
FreshCredit® architecture is built on self-custody principles. Your credit data and identity credentials are stored at the edge under your control through the FreshCredit App™. We do not maintain centralized custody of your personal financial data. Providers building on our infrastructure only access data you explicitly authorize.
Security
We implement industrial-grade security measures including memory-safe Rust architecture per the White House ONCD Initiative, zero-knowledge proof verification, encrypted communications, and immutable audit trails on Substrate. Our infrastructure is designed for SOC 2 and PCI DSS compliance.
Contact Us
If you have questions about this Privacy Policy, please contact us at hello@freshcredit.com hello@freshcredit.com.
Last updated: March 2026