/For Consumers & Providers
Credit and identity in your control
The FreshCredit App puts the power back in your hands. Free credit scores, portable identity verification, and self-custody credentials for consumers. For providers: offer FreshCredit to your customers with seamless integration. Join millions taking control of their financial future.
Bank-Level Security
Instant Verification
Always Free
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features.consumer.selfCustody.title
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How It Works /
Get started in minutes, not days
Simple, secure, and designed for everyone. No credit check required to get started.
01
Connect Data
Link your financial accounts in 2-3 minutes. We use read-only access to analyze your creditworthiness.
02
Share Report
Generate and share your verified credit report with providers. No hard credit checks.
03
Accept Offers
Receive personalized credit offers and accept the best terms.
Ready to take control?Download Now
Security /
Your security is our priority
We built FreshCredit with security at its core. From encryption to compliance, every decision puts your privacy first.
256-Bit Encryption
Bank-level security protects your data at rest and in transit. The same standard used by major financial institutions.
SOC 2 Compliant
Independently audited security controls ensure your data is handled with the highest standards of protection.
Self-Custody Data
You own your data. We never sell your information to third parties. Share only what you want, when you want.
Edge-Verified Identity
Your identity credentials are verified at the edge, reducing fraud while protecting your privacy.
Trusted by thousands of consumers and providers
SOC 2 CertifiedGDPR CompliantCCPA Ready
FAQ /
Questions? We have answers.
Ready to take control of your credit?
Join millions of users and thousands of providers. Download The FreshCredit App today.
Free download. No credit card required.