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FreshCredit
FreshCredit®APP
/ Consumer App

Your credit and identity, finally in your control

The FreshCredit App puts the power back in your hands. Free credit scores, portable identity verification, and self-custody credentials. Join millions taking control of their financial future.

Features

Everything you need, all in one app

Whether you are building credit as a consumer or growing your business as a provider, FreshCredit has you covered.

For Consumers

Free Credit Score

Monitor your credit score anytime, anywhere. No fees, no subscriptions, no hidden costs.

Portable Identity

One verified identity that works everywhere. No more filling out the same forms repeatedly.

Self-Custody Data

Your data belongs to you. Store it securely and share only what you want, when you want.

For Providers

Higher Conversions

Reduce checkout abandonment by up to 18% with seamless identity and credit verification.

Faster Onboarding

Verify customers in seconds, not days. Instant approval for qualified applicants.

Fraud Prevention

Edge-verified credentials reduce fraud risk. Zero fraud loss multiplier on approved transactions.

How It Works

Get started in minutes, not days

Simple, secure, and designed for everyone. No credit check required to get started.

01

Download the App

Get the FreshCredit App for free on iOS or Android. Takes less than 2 minutes to set up.

02

Verify Your Identity

Quick, secure identity verification. One-time setup, works everywhere in the ecosystem.

03

Use & Share Credentials

Access credit tools as a consumer, or share verified credentials with providers instantly.

04

Stay Protected

Monitor your credit, control your data, and enjoy peace of mind with bank-level security.

Ready to take control?Download Now
FAQ

Questions? We have answers.

Ready to take control of your credit?

Join millions of users and thousands of providers. Download the FreshCredit App today.

Free download. No credit card required.